Can the Swedish Premium Pension Serve as a Role Model for Germany’s Riester Scheme? | Munich Center for the Economics of Aging - MEA
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01.08.2012 - 31.05.2013 / Social Policy and Old Age Provision

Can the Swedish Premium Pension Serve as a Role Model for Germany’s Riester Scheme?

In the course of the ongoing debate regarding the critique of the German Riester pension the Swedish premium pension has often been referred to as a role model regarding potential amendments and reforms. The Swedish pension reform of 1998 has led to a reorganization towards a stratified scheme, consisting of a pay-as-you-go and a fully funded element. The mandatory implementation of the Swedish premium pension has proved to be the major difference in comparison to the voluntary German Riester pension. In addition, numerous differences between the two systems can be outlined, of which most are due to the differing methods of implementation in the country’s old age provision system. This paper evaluates the possibilities and limitations of a complete adaptation of the Swedish premium pension (German premium pension) as well as a partial modification of the existing Riester scheme (Swedish-Riester). It becomes evident, that despite systematic differences between the two schemes, the German Riester pension can in particular benefit from the Swedish premium pension with regard to transparent, coherent and consistent product information. The results of this project have been published in 2012 in the Vierteljahrshefte zur Wirtschaftsforschung and in 2013 as a MEA working paper.
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Marlene Haupt

Vorträge und Beiträge
Dr. Marlene Haupt
The funded old-age provision in Sweden – A role model for Germany?
Dr. Sebastian Kluth
The Swedish Example of a Funded Old-age Provision: A Role Model for Germany?
Dr. Marlene Haupt
Das schwedische Rentensystem auf dem Prüfstand: Eine Evaluation der obligatorischen Prämienrente
Dr. Sebastian Kluth
Zur Übertragbarkeit der schwedischen Prämienrente auf Deutschland
Publikationen

01-2013
Haupt, Marlene; Kluth, Sebastian: "Take a chance on me – Can the Swedish premium pension serve as a role model for Germany’s Riester scheme?".