This project takes the 20th anniversary of the Swedish Premium Pension, which was introduced in the course of a pension reform in 2000, as an occasion to analyse how the system has developed over time, and how political assessments concerning the acceptable risk of individuals have changed since its inception. Drawing upon policy documents and legislative materials, the investigation identifies the guiding principles behind the Premium Pension system when it was introduced, the problems that have arisen since, the ways in which the system has been modified over the years and the nature of the reforms that are currently under way. The result points out how political debates about the tension between state responsibility and individual risk have changed over the last 20 years, what effects this has already had on the institutional design and the legal foundations of the system, and how this tension is to be resolved in a reformed Premium Pension. The study was published in 2020 in the journal Deutsche Rentenversicherung.
01.03. - 31.12.2020 / Modernisation of the Welfare State
Between Individual Risk and State Responsibility – The Swedish Premium Pension at Twenty